Disclaimers and Disclosures continued:
*Back-tested Performance Disclosure Statement- AllocateRite, LLC is a registered investment adviser. Information presented herein is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. The performance indicated for the model portfolios is back-tested. Back-tested performance is NOT an indicator of future actual results. There are limitations inherent in hypothetical results particularly that the performance results do not represent the results of actual trading using client assets, however were achieved by means of retroactive application of a back-tested model that was designed with the benefit of hindsight. The results reflect performance of a strategy not historically offered to investors and do NOT represent returns that any investor actually achieved. Back-tested results are calculated by the retroactive application of a model constructed on the basis of historical data and based on assumptions integral to the model which may or may not be testable and are subject to losses. Back-tested performance is developed with the benefit of hindsight and has inherent limitations. Specifically, back-tested results do not reflect actual trading, or the effect of material economic and market factors on the decision-making process, or the skill of the adviser. Since trades have not actually been executed, results may have under- or over-compensated for the impact, if any, of certain market factors, such as lack of liquidity, and may not reflect the impact that certain economic or market factors may have had on the decision-making process. Further, back-testing allows the security selection methodology to be adjusted until past returns are maximized. Actual performance may differ significantly from back-tested performance.
Model Performance– The performance shown represents only the results of AllocateRite, LLC’s model portfolio for the relevant time period and does not represent the results of actual trading of investor assets. Model portfolio performance is the result of the application of the AllocateRite proprietary investment process. Model performance has inherent limitations. The results are theoretical and do not reflect any investor’s actual experience with owning, trading or managing an actual investment account. Thus, the performance shown does not reflect the impact that material economic and market factors had or might have had on decision making if actual investor money had been managed.
Model portfolio performance is shown net of management fees by AllocateRite,LLC. Performance does not reflect the deduction of other fees or expenses, including but not limited to brokerage/trading fees, custodial fees and fees and expenses charged by other investment companies. Performance shown for the composite, as well as the benchmarks, excludes the reinvestment of dividends and interest on cash balances where applicable. The data used to calculate the model performance was obtained from sources deemed reliable and then organized and presented by AllocateRite, LLC.
The performance calculations have not been audited by any third party. Actual performance of client portfolios may differ materially due to the timing related to additional client deposits or withdrawals and the actual deployment and investment of a client portfolio, the reinvestment of dividends, the length of time various positions are held, the client’s objectives and restrictions, and fees and expenses incurred by any specific individual portfolio.
The indices/funds used by AllocateRite, LLC have not been selected to represent an appropriate benchmark to compare an investor’s performance, but rather are disclosed to allow for comparison of the investor’s performance to that of certain well-known and widely recognized indices/funds. Indices are typically not available for direct investment, are unmanaged and do not incur fees or expenses.
The results do not represent actual trading and actual results may significantly differ from the theoretical results presented. Past performance is not indicative of future performance.
Any information you receive from AllocateRite is believed to be accurate. Nevertheless, neither AllocateRite nor its agents are liable for any deficiencies in the accuracy, completeness, availability or timeliness of such information. The information provided on this document does not necessarily reflect the most up to date or current information available on the product or service. The information contained herein is provided without any warranty of any kind. All the information above cannot be transmitted without AllocateRite’s consent. All the above materials are for information purposes only.
Actual Performance– Any performance shown for the relevant time periods is based upon composite results of AllocateRite’s U.S. Domestic portfolios. Portfolio performance is the result of the application of the AllocateRite, LLC’s investment process. The composite incorporates the relevant accounts managed by AllocateRite, LLC.
Portfolio performance is shown net of the advisory fees of 0.50%, the highest fee charged by AllocateRite, LLC and trading costs charged by their Custodian’s TD Ameritrade, Fidelity, etc. Performance does not reflect the deduction of other fees or expenses, including but not limited to brokerage fees, custodial fees and fees and expenses charged by other investment companies. Performance results shown include the reinvestment of dividends and interest on cash balances where applicable. The data used to calculate the portfolio performance was obtained from sources deemed reliable and then organized and presented by AllocateRite, LLC.
Actual performance of client portfolios may differ materially due to the timing related to additional client deposits or withdrawals and the actual deployment and investment of a client portfolio, the reinvestment of dividends, the length of time that various positions are held, the client’s objectives and restrictions, and fees and expenses incurred by any specific individual portfolio.